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Medical Resident Disability Income Insurance - Protecting Your Cash Flow

As a medical resident, how long can you afford to be without a paycheck because you can’t work due to illness or injury? Can you afford to literally burn through the majority of your savings over a pe...

Medical Resident Disability Income Insurance - Protecting Your Cash Flow

As a medical resident, how long can you afford to be without a paycheck because you can’t work due to illness or injury? Can you afford to literally burn through the majority of your savings over a p...

Group-Term Life Insurance

Total amount of coverage IRC section 79 provides an exclusion for the first $ 50000 group term life insurance coverage under a policy carried directly or indirectly by an employer. There are no tax c...

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Here's the thing, I know you're one of those, go-getting, micro-business entrepreneurs or an old fashioned small business owner ... and that means its up to and you alone to decide whether or not you ...

Why an Individual Disability Insurance Policy Is Better Than Group LTD

Millions of people are insured by group long term disability plans. However, there are drawbacks to this coverage and situations where the policies will not pay. Unfortunately, many group plans do not...

Estate Planning and Trusts

A CONTRACT is defined from the Latin word contractus. An agreement between two or more parties, especially one that is written and enforceable by "law." To enter into by contract; establish or...

Planning for the Nursing Home Paradox

After years of saving to have enough to retire on, it is ironic when later in retirement the client wants to have as little income as possible, so that they may qualify for reduced rent and services i...